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Closing Costs Explained | Home Closing 101 – Document Preparation: This fee covers the cost of preparation of final legal papers, such as a mortgage, deed of trust, note or deed. Notary: This fee is charged for the cost of having a person who is licensed as a notary public swear to the fact that the persons named in the documents did, in fact, sign them.
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What fees are APR fees – MortgageCoach – document-preparation fee-private mortgage-insurance; escrow/settlement fee; The following fees are SOMETIMES included in the APR (check your compliance dept for these ones): Loan-application fee; Credit life insurance (insurance that pays off the mortgage in the event of a borrowers death) The following fees are normally NOT included in the APR.
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Document Preparation Fees The lender, broker, or closing attorney will usually have a fee to cover the preparation of the required documents for the loan and closing paperwork. These fees are typically rolled in closing costs for the home and may be covered by either the home buyer or seller.
SALES NUMBERS – They also usually pay a portion of the property taxes and the homeowners association assessment fee. If the buyer gets a mortgage backed by the Federal Housing Administration, the seller must pay the.